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Credit Card

Press 4 Loans Credit Card

In the present era, credit card plays an important role in each and everyone’s life. The main advantage of having a credit card is that there is no any necessity to carry the cash in the pocket.

  • Bank Name
  • Duration
  • Savings
  • Joining fee
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5 to 7 Days
Up to 10% on all purchases
N/A

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5 to 7 Days
Up to 100% on travel
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5 to 7 Days
15% savings on dining
N/A

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Generally, the credit ratings will be useful for the folks at any time who wish to apply for the loan. During any critical situations or for the emergency purpose the credit cards can be used. Typically the cards have the membership rewards program too. Some of the cards initialize protocol a payment of fees to join the reward programs while the other cards are free and there is no any need to pay any amount. In case if the credit card is stolen, it is better to call the bank and cancel it.

Eligibility Criteria

Credit Card is one of the best means for the overall cashless transactions. There is no any need to carry the cash always with you and it also saves you to obtain the money debited at the time of purchase. On the other side of the flip, there is a list of benefits including the discounts on shopping and traveling etc. The eligibility for the credit cards totally a different one and the major purpose for which the card is accounted. The applicant should be at least eighteen years old and should be either salaried or self-employed in order to pay the credit card bills. He/she should have a proper savings account in the concerned name and there should not be any bad credit history. Generally, the credit card eligibility depends on several factors such as the purpose of the card, the location of residence, currently employed as salaried and self-employed professional business etc.

Charges and Fees

The folks should be more careful when they use their credit cards. There are several ways where a person can incur charges. An introductory rate is given the first time when the card is given for the first time. This rate won’t cover any of the cash withdrawals. It is important to check the interest rate in the initial period and also make sure that repayment is done successfully



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