Wishing your financial burdens would lessen if you have a credit card? Indeed it will. Credits cards are one of the lucrative ideas to sustain your finances that will ease your burden.
In Chennai Personal loans are took by a individual person for rectifying his personal needs. For salaried employees personal loan are provided with least documents and also for self employed businessman . we are keen on focusing salaried and selfemployed customers In Chennai many of the IT companies are situated. Chennai we are providing loans for easy installment upto 5years.
|Name of the Provider||Interest Rate (Min & Max)||Processing Fee||Repayment (No. of Months)||Emi Per Lakh|
|HDFC Bank||11.49%-20.00%||Upto 2.5% of the loan amount,
subject to a maximum of 25,000 INR and a minimum of 1,000 INR
|12 -60 months depends upon company categorization||2199 to 2650|
|Axis Bank Limited||15.50%-24.00%||1.50%-2.00% of the loan amount + Service Tax, as applicable||12 – 60 months||2406 to 2877|
|ICICI Bank||11.49%-22.00%||Upto 2.50% of the loan amount + Service Tax, as applicable||24- 60 months depends upon company categorization||2199 to 2762|
|HDB||18.00%-18.5%||Upto 2.5%+Service Tax , as applicable||12-60months depends upon company categorization||2567|
|Bajaj Finserv||12.5%-16.00%||2.25%-3% of the loan amount||12-60months depends upon company categorization||2432|
|RBL Bank||16.00% to 21.00%||Upto 2.5% of the loan amount||12-60months depends upon company categorization||2432 to 2706|
|Capital First||14.00% to 19.00%||Upto 2.5% of the loan amount||12-60months depends upon company categorization||2327 to 2595|
|Kotak Bank||11.50-24.00%||Upto 2% + ST + Other levies||12-60months depends upon company categorization||2200 to 2877|
|Other Banks||17.25%-35.00%||Upto 6.5% of the loan amount||12-60months depends upon company categorization||2499 to 3550|
The figures provided in the table are indicative subject to change from time.
Nowadays salaried employees can avail a loan easily with active salary credits. Hence they are eligible for loan of Minimum salary of 15000/- should be credited to his salary account(Condition apply)*. In that the next we have to see the company in which he is working for because we have more than forty thousand companies in our banking list in that the customer company should be represented by the sales person then only he eligible for a personal-loan.
Specific credit in this Chennai area is immediate now! Immediately everything comes nearer to you. Finally doorstep affiliations available for individual change. In the wake of requesting our individual will make a call and get a couple data about your association, pay inspirations driving vitality, existing headway unassuming parts and charge card unpretentious fragments and so forth. Finally we see the limit for you and fix a meeting with you After gathering the stories the login approach for your record is started.
|APR||11.49% to 22%|
|Representative example of the total cost of the loan, including all applicable fees||Here is an illustration of the total cost of the loan:
1. Total amount borrowed: Rs. 100,000
We have a layout of alliance classes open in our banks in that your connection should be given our brisk review then you are met all necessities for apply single credit in chennai. The most fundamental things is the remuneration of the customer should be credited in the record then simply the customer can advantage an individual progression.
Reliably in bank we have a tat time for an individual customer for setting up his application whether the customer holds a respectable cibil score, and brilliant notoriety as showed by cibil then he can advantage an individual progress easily with littlest of 2 working days. Finally the credit manager will look up the cibil details and caputure the approved loan amount. At last the cheque is collected for security by the bank and the loan amount got disbursed to the bank account of the customer.
Total Cost of Loan Example
|Loan Amount Sanctioned||2000000|
|Rate of Interest||11.49%|
|Tenure in Months||60|
|Processing Fees (rate as %age of Loan Amount)||2.25%|
|Processing Fees Amount||45000|
|Service Tax @ 15% on Processing Fees||6750|
|Total Processing Fees (PF + Service Tax)||51750|
|Secure Fee (Deducted from Disbursement)||999|
|Stamp Duty (Rs.)||50|
|Total Deduction (Charges)||52799|
|Net Disbursement Amount||1947201|
List of Documents required to process your request!
*Note: Processing loan may extent in case if you have problem with your cible score or document verification.
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