Personal Loan Now

Looking for a way to get the money you need? Check out our personal loans page now! We have an extensive range of options available, from short-term solutions to long-term loans, and we’ll work with you to find the best fit for your needs. Don’t wait any longer – apply today!

Key details of Personal Loan:

Avail loan of any amount from ₹50,000 to ₹60,00,000
Flexible maturity options with tenures ranging from 2 years to 5 years

Affordable rate of interest starts from 10.99 percent

Many costs

Processing fees – 3 percent + GST for loans of value upto ₹1,00,000 & 2 percent + GST for loans of value greater than ₹1,00,000

Pre-EMI value if appropriate will be applied to the first EMI

Foreclosure-4 percent (+ GST) for loan closed before 12 months, 2 percent (+ GST) for 12-24 months and Zero for loans closed after 24 months

Foreclosure-4 percent (+ GST) for loan closed before 12 months and NIL for loans closed after 12 months

Personal Loan Application Process

The application process for a personal loan is simple and convenient. Continue to apply for personal loans by completing your life, job and financial details on the electronic application form. Select your credit amount and repayment contents and obtain immediate approval. A representative will contact you. Send all the requisite documentation to him / her. Receive disbursal of your loan within 24 hours of approval.

Personal loans up to Rs. 60 Lakhs-Do you urgently need funds? You are sponsored by our. You can borrow 60 lakhs  from Rs. Your eligibility for the loan amount depends on a variety of factors, including your age, monthly net income, current financial obligations, etc. Apply online today to find out more about the maximum borrow able amount.

Flexible and competitive interest rates – The starting rate for salaried and self-employed individuals with a maximum cap of 36 per cent is 10.99 percent. Apply online today, and get us to evaluate your profile. We determine the best interest rates for personal loans to suit your individual profile, along with your credit requirement.

Hassle-free paperwork process – If you apply electronically our loan system is absolutely paperless. No heavy paperwork involved at all. For a full list of the documents, you can contact us. Apply instantly from anywhere by simply uploading a soft-copy of the necessary documents along with the properly filled out loan application form.

Fast disbursement-Online application process gives you an immediate decision on application for personal loan. Our customer service team will reply within 30 minutes and will keep you updated on the current status of the loan application. After all checks are completed, the authorized loan amount will be credited to your bank account within 30 minutes of approval.

Eligibility Criteria

The eligibility requirements for personal loans include:

The applicant must be Indian citizen.

Will either be an employee of a private limited company or an undertaking in the public sector or be gainfully self-employed.

Must be between the ages of 21 and 60 Further, the applicant’s minimum income should be:

For the wage-earners:

The minimum salary required Rs.25000/- for Processing Personal loan

For self-employed: minimum annual income after tax dependent on industry / profession

You can use our personal loan-eligibility calculator to determine your eligibility.

Required Documents For Personal Loan

The documents required to obtain a Personal Loan include:

Request form duly filled in and signed

Identity proof

Address proof

Age proof

Salary slips (over salaried) for the last three months

Bank statement for the previous six months

Tax returns or Type 16

Revenue / Financial Statements Facts (for self-employed)

Conclusion

If you are in need of a small financial infusion, now is the time to apply for a personal loan. Rates are low right now and there is no need to wait until interest rates go up again. With so many options available, it’s easy to find the perfect loan for your unique needs. So what are you waiting for? Apply today!